Our team
The PFC-Ltd consists of a highly skilled and experienced team in portfolio development, credit risk analysis & management. We provide our customers with professional risk management and comprehensive protection from payment defaults. We have recently started operating in Arusha with the plans to expand across the country with our vast network of local teams nationwide.
Our team has extensive experience in the finance and Investment sectors in Tanzania, including over ten years of Portfolio management and credit risk analysis & management, project management, and implementing an IFAD-funded program and Impact Invest Fund and National Banks. With the ambition to become the most agile and laser-focused corporation. On producing the best vehicle recovery results with the lowest risk to your organization on every assignment.
Patrick Mujuni
Managing Director
He has extensive experience in the agribusiness and investing sectors in Tanzania, including five years as an investment officer for Match Maker Group’s SME Impact Fund, four years as a project officer implementing an IFAD-funded program for rural SMEs, and two years as a loan officer for National Microfinance Bank Plc. He has worked in value chain development, agribusiness training in business planning and implementation, agricultural lending, and portfolio management. Patrick took Master’s classes in MSc Finance & Investment, and he holds a Bachelor of Business Administration (Entrepreneurship Development Management) from Mzumbe University.
Jovitus Rutakinikwa
Credit Risk Analyst/Associate
He has vast years of credit risk analysis and debt recovery experience in and out of the banking industry. He is currently managing SME Impact Fund (SIF) Tanzania as a credit risk manager assessing and monitoring credit risks before and during the financing. He is also responsible for administering the Fund, managing the portfolio, and reporting. He holds a Bachelor's in Economics, Policy, and Planning.
Cyprian Mwaimu
Advocate/Associate
Well, experienced advocate with extensive experience with Corporate Law, Commercial Law, Corporate Governance, Court practices, Risk Management, Legal instruments, Commercial and civil litigation. He is a founder and managing partner of Next Level Attorneys. He is a registered and active Member of Tanganyika Law Society and a Member of the East African Law Society. He holds a Bachelor of Law (LLB) from MZUMBE University.
Julius Eleuthery Ngowi
Advocate/Associate
Essentially a Corporate Lawyer, Legal specialist and Advocate of the High Court of Tanzania. With expertise and extensive experience in financial crime compliance, Regulatory affairs, Multinational Companies Contracts, Corporate Law, Business Law, Corporate Governance, Banking and Finance, Risk Management, Employment laws, International Trade Law, Intellectual Property Law, Civil Litigation. He is a founder and managing partner of Legends Attorneys. He is also a registered and active Member of Tanganyika Law Society. He holds a Bachelor of Laws Degree (LLB) from MZUMBE University.
James M. Lyatuu
Officer in charge
A legal practitioner with years of experience in legal practices and politics. His work is deeply rooted in debt collection practices, policy advocacy, legal advisor, and research practices which offer unique perspective and insight into debt collection practices. James brings personal experience as a Councilor member of the Arusha District Council. He has a Master of Science in Leadership and Governance, a postgraduate diploma in legal practice, and a bachelor’s degree in laws (LL.B)
Samwel Manyawera
Debt Collector
He is real street greed, A conscientious individual with a passion for success. He has been in and out of jobs a couple of times with one mission “that’s never to be looked down on no matter what” he has years of experience in banking, transportation and logistics, accounting, and supervision roles. He will be a key person in the debt collection process. He has an advanced diploma in accounting from the Tanzania Institute of Accountancy (TIA)